Putting together a personal injury claim and moving it through the system can be a challenging job. That’s why many folks who live in or around Owensboro, KY turn to the office of Caslin & Cecil Attorneys At Law for advice. Our practice includes two lawyers, Dan and Michelle. Dan established the law firm in 1993, and Michelle joined him as a partner in 2002. We’ve been protecting Kentucky’s people ever since.
An attorney from our practice will consult and review the details of the incident. We’ll identify who the responsible parties are and any insurance carriers that may need to be contacted. Our goal is to achieve best results, and we’ll work hard to negotiate a settlement on your behalf. If necessary, we can also take your case to trial.
We work with folks who’ve suffered anything from a slip and fall to medical malpractice. We’ve built our reputation by successfully pursuing numerous claims. Your attorney will help you seek compensation to cover emotional or physical traumas, lost pay, reduced mental or physical abilities, and medical expenses.
Caslin & Cecil Attorneys At Law only represent injured people, and we do not take on cases on behalf of defendants. We also offer a free initial consultation, so contact us as soon as possible and ask us to protect your interests.
Q: What should I do if I am involved in a car accident?
A: The top priority is seeking proper medical attention. If you are conscious at the scene, collect all pertinent information from the other drivers (i.e. driver's license information, address, phone number, insurance card information, etc.). Also, make sure to keep a daily journal, beginning with the date of the accident, to document all physical and mental injuries, as well as document your view of the accident. You should photograph your injuries and your automobile too. Finally, contact an attorney at Caslin & Cecil who can assist you in bringing a civil suit against another party if they are responsible for the accident.
Q: My insurance company is offering me a nice settlement. Should I take it?
A: No. Tell the insurance company that you will get back to them. In the meantime, contact an attorney at Caslin & Cecil. Oftentimes an insurance company will offer a minimal amount of money in return for your signature stating that you will not sue them. Never take an insurance check without first consulting an attorney.
Q: What issues will I face in making a claim for my injuries sustained in an auto accident?
A: The three primary issues arising from an automobile accident are:
Liability - who is at fault for the wreck?
Damages - what injuries or losses were caused by the accident?
Insurance Coverage - what will the insurance company pay for after an accident?
Q: How will I pay for my medical bills?
A: If you have been injured, you will likely have medical bills from physicians, hospitals, physical therapists, and other health care providers. Those bills will be in your name and will usually be sent to your address. You are primarily responsible for paying your bills, regardless of the cause of your injuries. The at-fault person's liability insurance carrier is responsible for paying you reasonable compensation for damages incurred, which includes medical bills, but the insurance carrier is not responsible for paying your doctors, hospitals, and other providers.
Q: When I am in a wreck, why does my insurance company have to pay medical expenses?
A: Kentucky is a no-fault state which means each motorist has coverage which pays his/her medical expenses regardless of who was at fault. That coverage is called PIP (Personal Injury Protection). The PIP coverage works to get an injured person immediate medical treatment rather than waiting for the recovery from the at fault party. In most instances, the PIP carrier is reimbursed for any money they pay out. At Caslin & Cecil, we understand the importance of getting immediate medical treatment and getting that treatment paid for. We will work with your insurance company to make sure you are afforded the coverage you purchased and the benefits of PIP that you need.
Q: How long does a personal injury claim take to resolve?
A: Personal injury claims can be resolved in a matter of a few weeks or they make take up to several years depending on the complexity of the case. It is best to speak with an experienced personal injury attorney about your specific case. Contact Caslin & Cecil to discuss your case.
Q: Should I give a Recorded Statement or Sign a Medical Authorization?
A: Not without speaking to an attorney.
Q: What do I do if the person who hit me does not have insurance?
A: This scenario presents the injured party with a difficult situation. There is insurance coverage you may have called Uninsured Motorist Coverage and that coverage may stack depending on how many cars you have and how your policy is written. To make this determination, contact Caslin & Cecil. We are experienced in reviewing and understanding complex insurance policies.
Q: How long does a personal injury claim take to resolve?
A: Personal injury claims vary greatly. There are a combination of factors at play: your healing process, how many insurance companies are involved, and whether Caslin & Cecil must file a lawsuit for you. Personal injury claims can be resolved in a matter of a few weeks or they make take up to several years depending on the complexity of the case. It is best to speak with an experienced personal injury attorney about your specific case. Contact Caslin & Cecil to discuss your case.
Q: What are my odds of success?
A: Again personal injury claims vary greatly. Your odds become much higher when you hire us to be your advocate.
Q: How much money will I receive?
A: This depends upon many factors. Caslin & Cecil can not begin to discuss actual figures until your doctor has released you from his or her care. The settlement or even court awards generally include amounts for property loss (i.e. car damage), past and possible future income loss, past and possible future medical costs, past and possible future pain and suffering. It takes time to develop a value for personal injury case and this is best done with an experienced personal injury attorney, like those at Caslin & Cecil.
Q: How much will it cost to hire Caslin & Cecil?
A: This varies but at Caslin & Cecil, we usually agree to a contingent fee where we are only paid a percentage of what we recover for you. We sometimes offer hourly fees or mixed fee arrangements depending upon the nature of the case. Please make an appointment to discuss your situation.
Q: What work will Caslin & Cecil do?
A: We will follow your medical care and gather all the documentation (i.e. doctors and prescription bills, missed work) needed to resolve your case. When the time is right we present this to the insurance company. If they do not offer an appropriate amount, we will not hesitate to sue on your behalf. Caslin & Cecil will be there during that litigation process as well guiding and explaining each step.
Q: What work will Caslin & Cecil need me to do?
A: You will need to keep us up to date regarding current medical situation and your work status on a regular and continuing basis.